VEA

This fund collects money from many investors and uses it to buy a bundle of stocks from developed countries outside the United States, such as companies in Europe, Japan, and Canada. It provides an easy way for people to invest in international markets without picking individual stocks, and it makes money by charging a small annual fee based on how much money is in the fund. Investors use it to diversify their portfolios and potentially benefit from growth in other parts of the world.